Abdulrahim Khalif^*1

1 College of Business Administration, Cordoba Private University, Alqamishlee, Syria.
(*Corresponding author: Abdulrahim Nawaf Khalif, Email: alrheem@gmail.com Tel:0986761999).

Received: 10/02 /2026    Accepted: 2/08 /2026

Abstract: 

This research aims to study the impact of agricultural development financing provided by humanitarian organizations for small agricultural projects on improving farmers’ incomes in Al-Hasakah Governorate. The study adopted a descriptive-analytical approach using a questionnaire distributed to 120 farmers benefiting from agricultural development financing programs. Data were analyzed using descriptive and inferential statistical methods, including correlation coefficients and multiple linear regression. The results showed a strong, significant impact of agricultural development financing on income improvement, with a coefficient of determination (R²= 0.68). The type of financing was the most influential factor, followed by technical support and follow-up, and then the amount of financing. However, the suitability of the financing to farmers’ needs did not yet show a significant impact, indicating shortcomings in the design of the support programs. The study concluded that agricultural development financing has a clear impact on improving incomes, but it needs to develop technical follow-up mechanisms and align support with farmers’ needs to ensure sustainability. The study also presented a set of recommendations to enhance the effectiveness of agricultural financing in the region.

Keywords: Agricultural development finance, small agricultural projects, agricultural income, humanitarian organizations, Al-Hasakah.

 Full paper in Arabic: PDF